Up to 100,000 bonus points 
$95 Annual fee The Aeroplan® Credit Card is a great choice if you’re looking to maximize Aeroplan points and enjoy travel perks with Air Canada and its partners.
With a compelling welcome bonus, strong everyday earning categories, and a solid set of cardholder benefits, it stands out as a practical option for frequent travelers.
Bonuses & Fees
With the current offer on the Aeroplan® Credit Card, you can earn up to 100,000 bonus points.†
The current offer is distributed as follows:
- 75,000 bonus points upon spending $4,000 in the first 3 months of account opening†
- 25,000 bonus points upon spending a total of $20,000 in the first 12 months†
- Total of up to 100,000 bonus points†
The annual fee is $95† and is not waived in the first year. You can also add authorized users at no extra cost†, making it easier for families or couples to pool spending towards bonus thresholds.
Earning Rewards
The Aeroplan® Credit Card earns 3 points per dollar spent at grocery stores, dining (including takeout and eligible delivery services), and purchases made directly with Air Canada.†
You’ll earn 1 point per dollar spent on all other purchases.†
In addition, cardholders can collect 500 bonus points for every $2,000 spent each calendar month, up to 1,500 bonus points per month.†
This accelerator is an easy way to earn extra rewards if you regularly put significant spend on the card.
Redeeming Rewards
Aeroplan provides access to over 1,300 destinations worldwide through Air Canada and Star Alliance partners.
Short-haul flights within North America can start from 6,000 points one-way, while long-haul flights are available at varying point levels under the Aeroplan Flight Reward Chart.
As a cardholder, you’ll also benefit from preferred pricing on Air Canada flight rewards†, often requiring fewer points compared to members without the Aeroplan® Credit Card.
Perks & Benefits
The Aeroplan® Credit Card comes with a strong set of Air Canada travel benefits. As a cardholder, you’ll receive:
- Free first checked bag on Air Canada flights for you and up to eight travel companions on the same booking†
- No foreign transaction fees†
- Aeroplan 25K Status for the remainder of the calendar year in which your account is opened, plus the following calendar year†
- The ability to maintain 25K Status with $15,000 in annual spend, or earn a one-level Status Level Up with $50,000 in annual spend†
- Up to a $120 statement credit every four years for Global Entry, TSA PreCheck, or NEXUS†
- Complimentary DashPass membership for 12 months when activated by December 31, 2027†
- A 10% bonus on Chase Ultimate Rewards transfers of 50,000 points or more†
Cardholders with high annual spending can also unlock extra rewards, including Priority Reward vouchers and the Global +1 companion benefit.†
Insurance Coverage
The Aeroplan® Credit Card offers a wide range of insurance benefits, including:
- Trip cancellation and trip interruption insurance: Reimburses up to $1,500 per covered traveler and $6,000 per trip for pre-paid, non-refundable passenger fares if your trip is cancelled or cut short by sickness, severe weather, or other covered situations†
- Trip delay reimbursement: If your common carrier travel is delayed more than 12 hours or requires an overnight stay, you’re covered for expenses like meals and lodging up to $500 per covered traveler†
- Baggage delay Insurance: Covers up to $100 a day for up to 3 days when your baggage is delayed more than 6 hours†
- Auto rental collision damage waiver: Provides coverage for theft and collision damage when you decline the rental company’s insurance and charge the entire rental cost to your card†
- Roadside assistance: Access to emergency help such as towing or lockout service, with fees billed to your card at time of dispatch†
- Purchase protection: Covers eligible new purchases for 120 days against damage or theft, up to $500 per item†
These coverages provide added peace of mind whenever you travel, whether redeeming Aeroplan points or paying cash for flights.
Coverage is subject to terms, conditions, and exclusions. See your Guide to Benefits for full details.