The WestJet RBC® World Elite Mastercard‡ for Business is WestJet’s flagship business credit card in Canada, packed with travel perks tailored to business owners and frequent WestJet flyers.
Its most compelling features include complimentary WestJet Silver status that comes with as part of the welcome bonus, accelerated earning rates on both travel and key business spending categories, and automatic enrollment in the WestJet Biz Program for discounted fares.†
This card is an excellent choice for small business owners or entrepreneurs who regularly travel with WestJet — whether for meetings, conferences, or a much-needed getaway — and want to maximize rewards while enjoying premium travel benefits.
Bonuses & Fees
For a limited time, the welcome offer on the WestJet RBC® World Elite Mastercard for Businessǂ is 35,000 WestJet points upon making your first purchase.†
The annual fee on this card is $175,† with up to 9 additional users costing $75† each.
How Much Is This Offer Worth?
We value WestJet points at 1 cent per point, and using that value, we’d estimate that the total welcome offer of 35,000 WestJet points† is worth $350.
Of course, you can certainly squeeze more value out of the card by leveraging the category earning rates and the card’s other benefits; however, this is unique to each cardholder, and our valuation assumes a minimum amount of value rather than a maximum amount of value.
Earning Rewards
With the WestJet RBC® World Elite Mastercard for Businessǂ, you’ll earn the following on everyday spending:
- 3 WestJet points per dollar spent on eligible WestJet flights and WestJet Vacation packages† plus additional 3 WestJet Points from the Silver status.
- 3 WestJet points per dollar spent on telecommunications, shipping, and electronics purchases†
- 1.5 WestJet points per dollar spent on all other eligible purchases†
All WestJet points earned by supplementary business cardholders automatically pool into the primary business cardholder’s WestJet Rewards account — no transfers required.
Redeeming Rewards
WestJet Rewards prides itself on being a straightforward loyalty program that’s easy to understand.
For the most part, each WestJet point is worth 1 cent per point, which means that 100 WestJet points is worth $1, 1,000 WestJet points is worth $10, 10,000 WestJet points is worth $100, and so on.
At the time of booking, WestJet points can be redeemed against the base fare, Other Air Transportation Charges (“Other ATC”), extra baggage, and seat selection at a value of 1 cent per point. You need to redeem at least 2,500 WestJet points for a flight, or at least 5,000 WestJet points for a WestJet Vacations package.
After you’ve made a full redemption for everything on the ticket, if you have enough WestJet points remaining to cover the taxes and fees, you can choose to do so at a rate of 105–110 WestJet points = $1 (CAD) towards the taxes and fees. This results in a value of 0.91–0.95 cents per point.
Unlike many other loyalty programs, the opportunities to score outsized value from your points are quite limited with the WestJet Rewards program.
One way to squeeze more value is by combining a WestJet points redemption with a Member Exclusive Fare booking. While WestJet advertises Member Exclusive Fares as offering up to 65% off of base fares, you’re much more likely to come across discounts of 5–10%.
Indeed, this is the most valuable way to redeem WestJet points. Just be sure to compare the fare inclusions and exclusions of Member Exclusive Fares, since you may be better off with other fare types.
Perks & Benefits
For WestJet travellers, the WestJet RBC® World Elite Mastercard for Businessǂ offers a number of meaningful benefits.
Complimentary WestJet Silver Status
The primary business cardholder receives complimentary WestJet Silver status until December 31 of the following year after approval.† Benefits include:
- Two free checked bags for you and up to eight guests on the same reservation†
- Priority check-in and boarding†
- Lounge passes†
Silver status can be maintained by spending $30,000 annually on the card after the complimentary benefit period.
Checked baggage fees cost $35 or more per person, so this benefit alone could be worth up to $140 per round-trip if travelling as a couple, or potentially even more if you’re travelling as a larger group or checking in a second baggage. If you’re able to use this benefit, it easily justifies the card’s annual fee on a rolling basis.
Status Lift
One of the more interesting features on this card is Status Lift, which helps you earn WestJet status through credit card spending.
For every $5,000 spent on the card, you’ll earn $200 in Tier Qualifying Spend,† which helps you earn WestJet Rewards status.
You can get up to 50 Status Lifts each year, which would result in you achieving top-tier Platinum status without ever having set foot in a plane. This would require spending $250,000 on your card.
As a reminder, WestJet’s Elite Tiers come with the following amounts of Tier Qualifying Spend:
- Silver: $4,000 ($100,000 of credit card spending)
- Gold: $6,000 ($150,000 of credit card spending)
- Platinum: $10,000 ($250,000 of credit card spending)
WestJet Biz Program
Primary cardholders are automatically enrolled in Tier 1 of the WestJet Biz Program†, which includes:
- Up to 15% off flights on domestic, transborder, and transatlantic routes
- Flexible booking through westjetbiz.com, your TMC, or your travel agent
Other Benefits
Other benefits include the ability to save 3¢/L on fuel at Petro-Canada whilst earning 20% more Petro-Points at Petro Canada by linking your card with your Petro-Points membership,† access to airport lounges as part of the Mastercard Travel Pass provided by DragonPass† ($32 (USD) per lounge visit), and access to the Mastercard Concierge Services for last-minute restaurant and event bookings.†
Plus, by linking the WestJet RBC® World Elite Mastercard for Businessǂ to Rexall account, cardholders can earn 50 BeWell points per dollar spent at Rexall.
Finally, cardholders receive a 12-month complimentary DashPass subscription±, to enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card.†
Insurance Coverage
As a travel credit card, the WestJet RBC® World Elite Mastercard for Businessǂ offers a suite of insurance coverage.
Notably, if you redeem WestJet points on your booking and pay the remainder of the balance with your WestJet RBC® World Elite Mastercard for Businessǂ, the insurance coverage will apply.†
The WestJet RBC® World Elite Mastercardǂ comes with the following insurance coverage:
- Emergency medical insurance for the first 15 consecutive days of any out-of-province trips for travellers under the age of 65 or the first three consecutive days for those 65 and up†
- Trip interruption insurance of up to $5,000 per covered person per trip, up to a maximum of $25,000†
- Travel accident insurance of up to $500,000 against accidental death or dismemberment†
- Flight delay insurance of up to $250 per day per covered person, up to an overall total of $500 per occurrence for all covered persons. Coverage begins four hours after a missed connection, delayed flight, or denied boarding.†
- Baggage delay insurance of up to $500 per occurrence per covered person beginning four hours after arrival when your baggage is lost or delayed, up to an overall total of $2,500 per occurrence for all covered persons†
- Auto rental damage and theft insurance, which can help you save on the insurance fees that rental companies like to impose for vehicles up to a MSRP of $65,000 and up to 48 consecutive days†
- Hotel/motel burglary insurance of up to $2,500 per occurrence in the aggregate†
- Purchase security protection of 90 days and extended warranty that doubles the original warranty up to 1 year†
- Mobile device protection of up to $2,000†