Canada’s 31 Best Credit Card Offers for January 2023

If you’re in the market for a new credit card, it’s important to consider the welcome bonus that the credit card is offering.  Here are the best credit card offers in Canada for January 2023.

TD Aeroplan Visa Infinite Privilege Card

TD’s premium Aeroplan card is offering the strongest bonus in Canada right now. As a plus, there’s no monthly requirement to keep track of.

The total required spending is quite high, at $12,000, but this is mitigated by the fact that you have a full year to meet this threshold.  Furthermore, because of the way the spending requirement is structured, you’ll receive a big batch of points before you’ve hit the full $12,000.

Business Platinum Card from American Express

While this premium Amex card comes with a high annual fee, it’s well worth it, as it will easily be offset by the value of the large signup bonus.

Plus, you may even find long-term value in keeping the card thanks to its best-in-class perks, including extensive lounge access, comprehensive travel insurance, and generous refer-a-friend bonuses.

Amex Aeroplan Business Reserve Card

The business variant of Amex’s premium Aeroplan card is actually offering a higher first-year value than the Business Platinum Card. However, the up-front chunk of points is lower.

You’ll have to sustain monthly spending for a full year to unlock the full value of the welcome bonus. If that suits your needs, this card would be an excellent choice.

Amex Business Gold Rewards Card

Amex Business Gold Rewards Card is also offering a very strong bonus. At 75,000 Membership Rewards points, this offer is the standard high-water mark for this card.

It’s easy to earn the bonus—you just have to spend $5,000 in three months on any category of purchases. With other Amex cards coming down while this one remains high, now might be a good time add it into your collection.

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