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Amex US Gold Card: A Stunning 60,000 MR Points! Ricky August 27, 2020

Amex US Gold Card: A Stunning 60,000 MR Points!

While I’ve written before about the best Amex US credit cards to get you started on your US credit card journey, currently there’s one offer that stands head-and-shoulders above the rest, making it an excellent deal for anyone who hasn’t held this particular credit card yet.

I’m talking about the American Express US Gold Card, which is currently offering a record-high signup bonus of 60,000 US MR points upon spending US$4,000 in the first six months.

60,000 US MR Points Via Referral

Strangely enough, American Express US doesn’t seem to offer its own landing page for the Gold Card at the moment. Applying via a referral link, however, will earn you the optimal offer of 60,000 US MR points, which is the highest public signup offer on this card to date.

(There have been reports of offers for 70,000 US MR points via mailers, as well as up to 75,000 US MR points via the CardMatch tool, but both of these are targeted rather than publicly available.)

Given that Amex US enforces a strict once-in-a-lifetime rule on welcome bonuses, it’s best to wait for historical high offers before applying for any product you haven’t held before, and this offer on the Amex US Gold Card fits that bill exactly.

As a reminder, some of the best uses of US MR points these days might include:

As you can see, the welcome bonus of 60,000 US MR points would go a long way towards many types of aspirational awards, and could also be used to boost your Canadian MR balance too.

Indeed, as of today’s exchange rate, 60,000 US MR points would equal 78,747 Canadian MR points when transferred across the border, which is far higher than most of the signup bonuses we have in Canada at the moment.

If you’ve already gotten started with US credit cards, then you can simply go ahead and apply to add the Gold Card to your portfolio.

If not, you can quite easily apply for this card via the Nova Credit service, simply by checking the box that says “I don’t have a credit history in the US, but have had a credit card or loan in the UK, India, Mexico, Canada or Australia” on the application form, where it asks you for a Social Security Number.

The Nova Credit service will then link to your Canadian credit file to assess your creditworthiness, although you may still be required to give Amex US a call for identity verification purposes. Be sure to review the full guide to getting US credit cards for Canadians for more information.

Is the Amex US Gold Card a Long Term Keeper?

While I wouldn’t say it’s an entirely clear-cut decision, I think there’s a strong case to be made for keeping the Amex US Gold Card for the long term, despite its US$250 annual fee.

The card offers a handful of annual credits totalling US$220, which, if maximized, will offset the vast majority of the annual fee. For Canadians, though, these credits may be tricky to use without spending significant time in the US:

  • The US$100 airline fee credit can be used towards incidental charges, like seat selection fees, checked baggage fees, and pet fees, on a certain US airline of your choice. If you don’t fly with US airlines often, this one will be tough to use up, and Amex US has shown a mean streak in the past when it comes to “creative” attempts to use up this credit outside of its intended usage.
  • In addition, there is a monthly US$10 credit that can be used towards any of GrubhubSeamless, Boxed, The Cheesecake Factory, Ruth’s Chris Steak House, and Shake Shack. GrubHub seems to be the likeliest to work for food delivery in Canada, although I don’t have reliable data points on this; if anyone does have data points, feel free to share in the comments.

For most Canadians, I think it’ll be a matter of doing their best to maximize these credits, and then weighing whatever’s left of the US$250 annual fee against how much you value the Amex US Gold Card’s most attractive benefit: its 4x earning rate on restaurants worldwide.

If you’re an avid foodie and eat out frequently both at home and along your travels, the Amex US Gold Card will be one of your closest companions. Even if you’ve just sat through the most amazing meal of your life at that three-Michelin-Star restaurant you’ve dreamed of visiting, it’s never easy to digest the final bill at the end of a meal like that, so the least you can do is earn 4x US MR points on those dollars you’re dropping.

In most cases, once you factor in the exchange rates in terms of both the dollars and MR points, I’d say that the 4x earning rate on the Amex US Gold Card outstrips both of the optimal choices we have in Canada for dining spend: the Platinum Card’s 3x MR points and the Cobalt Card’s 5x MR Select points. If food and travel are both a big part of your lifestyle, then the Gold Card can quite easily justify its annual fee year after year.

For Canadians, the other strong perk of the Amex US Gold Card is the 3x US MR points on airline purchases, which is a stronger earning rate on airfare than anything we have in Canada at the moment (although the new Amex Aeroplan cards will somewhat challenge that with their 3x earning rates on Air Canada).

Compared to other US cards, the US Platinum Card still dominates on airfare spending with its 5x return; however, its US$550 annual fee means that it might not be the right fit for everyone, and in my view the Amex US Gold Card strikes a better balance between strong benefits and a reasonable annual fee.

Lastly, it’s worth mentioning that the card also offers 4x US MR points on up to US$25,000 of purchases at US supermarkets; however, it has been verified that this indeed does not extend to Canadian supermarkets. Alas, what a cool benefit that would be.

Personally, as someone who falls squarely within this card’s ideal demographic, I very much regret that I had cancelled the predecessor to the Gold Card (the Premier Rewards Gold) back in the day, making me ineligible for the spectacular 60,000-point welcome bonus. I’ll definitely be looking to get Jessy to sign up while this bonus is around.

Apply Now

Speaking of which – while I’d usually share my own referral link for the Amex US Gold Card so that you can benefit from the record-high offer of 60,000 US MR points, at this point in the year I’ve reached my maximum referrals already, so I figured, why not spread the love around a bit.

If you currently hold an Amex US Gold Card, feel free to share your referral link in the comments below, so that other Prince of Travel readers may take advantage of this offer by choosing one of the links in the comments, and we can all benefit.

Top Offers

HSBC World Elite MasterCard

100,000 HSBC Rewards points
20,000 HSBC Rewards points upon approval +
80,000 HSBC Rewards points upon spending $5,000 in the first 180 days

  • 6x points on travel purchases; 3x points on other purchases
  • Points transfer to British Airways Avios, Cathay Pacific Asia Miles, and Singapore KrisFlyer
  • $100 Travel Enhancement Credit
  • Total offer worth $600+

Offer lasts until December 28, 2020. Offer for non-Quebec residents only; Quebec residents are eligible for a different offer.

Signup bonus
100,000 HSBC Rewards points
Annual fee
$0 for the first year, then $149
135 Comments
  1. Avatar
    C

    Working referral link for 60k MR! Thank you for your help 😀

  2. Avatar
    Kris

    Thank you Ricky for all your blog articles. I just got my GOLD and GREEN cards (my first ever US CCs) with the 60k+50k welcome bonuses!!! I’m so excited! For anyone needing help in setting theirs up, leave a comment and I’d love to help. Here’s my referral bonus for both GOLD, GREEN and other AMEX: http://refer.amex.us/KRISTCAXQE?XLINK=MYCP

  3. Avatar
    Johnny Truong

    Just got my first US card, thanks to Ricky! Follow his steps and you’ll be holding one in no time. I used one of the referral links here to sign up so I’m hoping someone is willing to pay it forward 🙂

    http://refer.amex.us/JOHNNT4At1?XL=MIACP

  4. Avatar
    JM

    Thank you for all your help on how to successfully get into the USA cards! Just received my Gold card in the mail yesterday! So exciting

    If you are looking for the Gold card or any other you can get it through the following link… I would be very greatful! Thank you!

    You can get rewarded if you’re approved! http://refer.amex.us/JOHNRHqZx?XLINK=MYCP

  5. Avatar
    Kyle

    Hi all,

    Here is my link for the gold card! I just got my 60k bonus, first American card and couldn’t be happier !

    http://refer.amex.us/KYLEWMvTF?XLINK=MYCP

    Hit reply if you have any questions and need help with the process!

  6. Avatar
    Jerry

    Thanks Ricky, so much useful info.

    I was able to get approved for this as my 3rd US card with no ITIN, just had to log in to apply and afterwards call in to verify my passport info.

    Here’s my referral link: http://refer.amex.us/JEREMBQBEG?XLINK=MYCP

  7. Avatar
    Kristian

    For anyone else who still need a link, here is mine: http://refer.amex.us/KRISTCkjMJ?xl=cpzz5

    Thanks to Ricky and to this community I was able to sign up and receive my US Gold Card in the mail today! Id love to help anyone out who are planning on doing a CIBC US / 24-7 parcel route.

  8. Avatar
    Tina

    http://refer.amex.us/TIANQWJZOT?xl=cp33

    Here’s the referral link, you can scroll down and click ‘All personal Cards’, then you will be able to select any cards you are interested in that comes with a welcome bonus by referral. Thanks in advance!

    Thanks Ricky for the love to the community!

  9. Avatar
    Kristian Llewellyn

    I just got my first US card. On the advice of an AMEX agent, I added it to Google Pay on my phone before actually getting the physical card so I could use it immediately. This led to a massive fraud alert on their end which had me making an appointment with an online notary to confirm my identity! So make sure you get your physical card before using the account. Thankfully I was able to have them ship me a new card to my home with a new number and referral link:

    http://refer.amex.us/KRISTLK7vb?XLINK=MYCP

  10. Avatar
    Peter Hendershot

    If anybody still needs a link. Here’s mine: Apply for an American Express Card with this link. We can both get rewarded if you’re approved! http://refer.amex.us/PETERHUWxz?xl=cpzz5 I just got the card – shipped to my US residence, but you can actually use it via ApplePay or other wallets without the actual card, while you wait, which is cool.

  11. Avatar
    Sash

    Catching up on this thread just now. Thank you Peter for using the referral link

  12. Avatar
    Kristian

    Thanks for the info Ricky. I just got approved for this card. The 24/7 parcel address did not work for me, I had to change it to a friend’s place in Florida and that worked. For anyone still looking for a referral link mine is below and would be appreciated!

    http://refer.amex.us/KRISTLorHt?XLINK=MYCP

    1. Avatar
      JM

      Out of curiosity, did you ask 24/7 parcel to give you their new address or their regular one? I am about to apply that is why I am asking. Thanks!

      1. Avatar
        Kristian Llewellyn

        I used their original one. It was immediately rejected by two different agents I spoke with on the phone. After it failed I explained the situation to 24/7. They did offer me the new one to use on the application, with the expectation that the address would be switched back to the original one after the application was approved. I have since heard that the new address does work, however at the time I didn’t want to risk another rejection so used a friend’s house address instead to be safe.

    1. Avatar
      Howard

      Direct link for the Gold Card below. While the one above is for the Green Card. Cheers!!

      Apply for an American Express Card with this link. We can both get rewarded if you’re approved! http://refer.amex.us/HOWARTkODY?XLINK=MYCP

  13. Avatar
    Lakshya

    Hi, I’m a newbie in the credit card game. I’m trying to take a trip next year, it would be my first time in business class. I’d request you guys to please consider using my referral link to apply for the Gold Card. It would help me get a step closer to my dream vacation and I’d highly appreciate it. Thanks!!!

    http://refer.amex.us/LAKSHBaUZV?xl=cp15

    1. Avatar
      Peter Hendershot

      I used your link to get my Gold Card. Let me know when you get your points!

  14. Avatar
    Alex

    I think the answer is no, but is there a way to downgrade from this AMEX Gold card to another card and retain the credit history build up over the 11 months?

    I am debating whether to get this card for the high WB or stick to my original plan and get a low/no annual fee card to keep building my US credit history.

    1. Avatar
      Ishan

      Amex Green Card is the only downgrade path since it is a charge card. Bear in mind if you do, you’ll lose the chance to earn welcome bonus on Amex Green Card. If not, apply for Amex Everyday Card and cancel the Gold Card.

  15. Avatar
    Ren

    Grateful if somebody could use my link! Just started out 🙂

    Apply for an American Express Card with this link. We can both get rewarded if you’re approved! http://refer.amex.us/LAUREWBEkH?xl=cp15

  16. Avatar
    Ishan

    Would buying gift cards from Whole Foods and using them in Canada trigger 4x? I wonder what’s the exchange rate when using USD gift cards in Canada?

  17. Avatar
    Ced

    Oops I made a mistake and replied to someone’s post instead. I’m sorry about that..

    A bit late to the party but here’s mine:
    http://refer.amex.us/CEDRYcFOZ3?XLINK=MYCP

    Thank you so much Ricky and to the entire community!

  18. Avatar
    Jeff

    Thanks Ricky! My referral link can be used for any of the US American Express cards. To take advantage of the Gold MR 60,000 offer, click on the top left drop down (view all cards with referral offer), choose personal card, scroll down to select the Gold 60,000 offer.

    http://refer.amex.us/JEFFRU6ZBF?XLINK=MYCP

    Thanks everyone!

  19. Avatar
    Osvald

    Thanks very much Ricky – and all – for this super helpful forum.

    Just applied for the 60K Gold Amex US card as a Canadian. My first Amex US card ever. Got an email asking to call them and verify something, presumably my identity and US address.

    Before calling them next week, I just added my US address to my US bank file. Now my US address is listed as my ‘Mailing Address’ and my Canada address as Residential Address.

    Will this do? I hope there is no need to list my US address as residential because I do not live in America (and would not dream of it).

    Grateful for any thoughts. Many thanks.

    1. Avatar
      Osvald

      The Amex phone interview was quite painless. They did not ask for any proof of employment or address. Interestingly, they said the Canadian SIN was not of much use to them either. They wanted every detail of my Canadian passport, then vanished for 5 mins for checks and came back with an approval. Easy-peasy.

  20. Avatar
    Ben L

    I have a Green Card and no ITIN. Applied using a referral (2x – both signed out, and then signed in). Checked ‘use Canadian credit history’ both times (otherwise needed to enter SIN), and was rejected both times. Called AMEX and they said no way to bypass, that I would likely need to submit a IRS form (4506T) which, based on research, is a transcript of tax returns. Since I don’t file US taxes this could be an issue…any ideas?

  21. Avatar
    Max

    Those who are looking to start the US Amex game but are hesitant paying the $70 for 24/7 mailbox rental fee, consider looking into Planet Express. They have a free mailbox option and you only pay about $15 for every mail you get through them.

    1. Avatar
      Fred

      I tried Planet Express last year and it was flagged by American Express.

    2. Avatar
      Mike Nash

      Thanks Ricky! Managed to finally get my itin 2 months ago. If anyone is willing to help out a newbie with a referral please use my code below! (can select any card)

      http://refer.amex.us/MIKENj6TS?XL=MNACP

  22. Avatar
    PL

    Jeremy — how long have you had your other US card, and is it an Amex? Why did you go the incognito route rather than relying on your other US card in the application? I just applied (not incognito) and got the dreaded pop-up message that I’m not entitled to the WB. I’ve had the basic US Amex Preferred card for nearly 4 months, which I do use occasionally, so not sure why I got the dreaded pop-up. Wondering if I should try again, incognito, using your method.

    1. Avatar
      Jeremy

      My other US card is the old Bonvoy Amex from 1+ year ago. I used incognito to be able to get the 60k offer, but once on that page I logged in and it used my existing history.

      How occasionally have you been using your card? For me I’ve only been putting my Netflix sub on it every month, sometimes a few more things (most recently to use up the small shop credits).

      Not much you can do besides putting more regular spend on the card and hoping the pop-up goes away before the 60k offer is gone.

      1. Avatar
        PL

        Thanks for the reply — that’s useful info. I spent 95/650/750 over 3 statements, and then another 200 before I applied. Maybe it’s just not a long enough history. Will put some more spend on it and try again in a month if it’s still offered.

  23. Avatar
    Krall

    When applying through the Novacredit website that you posted Ricky, it lists the Amex Gold as 35,000MR when spending $4000 in 3 months. Can I assume it has not been updated and the real offer is 60,000MR when you’ve spent $4000 in 6 months?

    1. Ricky
      Ricky

      The Nova Credit site won’t give the 60K offer. Instead, open a referral link and tick the “I’m a cardholder in Canada” box to *use* the Nova Credit to apply.

      1. Avatar
        Mike

        Do you need to have a US address to apply for it though? And if so, how exactly do you get one?

        1. Ricky
          Ricky

          Yes. Either use a friend or family member’s address or set up a mail forwarding service.

    2. Avatar
      Ricke

      Nope you wont get the 60K points if you apply directly through novacredit

    1. Ricky
      Ricky

      It’s my pleasure!

      1. Avatar
        Clinton

        I have a DP to share for those who are thinking of applying for their first and/or second US cards

        On 2020-08-28, I applied online through incognito mode for the US No-Fee Hilton as my first Amex US Card via Nova Credit. I had selected “I don’t have a credit history in the US, but have had it … in Canada”. I got the conditional approval and was asked to call. I called and went through a quick and simple 3 way call with BMO Harris US to validate my US Address. Once that’s done, I got the approval email.

        Subsequently on the same day, I decided to try and apply for the US Personal Gold card since SUB through referral is at an all time high. Applied and went through the same process as my first card. Again, was asked to call to verify address but this time the agent noticed that I’ve had done a nova earlier in the day and was told that I’m not eligible to do another Nova. Hung up immediately. Called again. Second agent processed it without any reference to the earlier Nova application. Approved for my second US card on the same day 🙂

        Both cards arrived on 2020-08-31.

        1. Avatar
          John

          Hi there, can you give some more info on how you opened the bank account with BMO Harris? Did you provide the US address as your permanent address or you provided a Canadian one to them? Thanks!!

          1. Avatar
            Clinton

            For sure.

            https://www.bmo.com/main/personal/bank-accounts/cross-border-banking

            I called the number on that webpage. I believe it was 1-888-214-6720. Just tell them that you want to open a bmo harris chequing account and that you have a bmo account in canada. They will walk you through the process. There will be documents you’ll need to sign and mail back. It was straightforward and easy. You will use your canadian address first when opening the us harris account.

            After you’ve opened the account, then you can call them to change to the US address. Once you’ve done that, you can start your nova transfer process.

    1. Avatar
      Emily

      Thanks to Ricky’s generosity, I have now reached the maximum referral bonus for the year. Please spread the love and use other people’s referral links!

      1. Ricky
        Ricky

        Awesome Emily! Don’t spend it all in one place 😉

  24. Avatar
    Josh

    Any idea when this offer might expire? I’m planning to hold off until I can get to some major purchases and travel.

  25. Avatar
    Jack

    I get this message after confirming the terms (page 2) of the application, regardless if I input my ITIN or not, check off the nova credit box or not. I have a no fee hilton card thats been around for 10+ months, did not spend after meeting the initial MSR, until this month I tried a few shop small transactions. Never late and have a FICO score of 700+

    “____, based on your history with credit card balance transfers, American Express welcome offers, introductory APR offers, or the number of Cards you have opened and closed, you are not eligible to receive the welcome offer.

    We have not yet performed a credit check. Would you still like to proceed?

    Note: Your application will be considered withdrawn if no action is taken on this page.”

    1. Avatar
      Jay*

      Your Hilton card has been dormant for an extended period of time, which is why you are getting the pop-up. Some regular spending should clear things up. Unfortunately you may have to wait a statement for AMEX’s backend to update your recent activity. Hopefully the current offer will still be around then.

  26. Avatar
    Jason

    To transfer the US MR points to a Canada, do I need a Canadian Amex Gold Card as well? Or do I have to cancel the US Gold Card and open a Canadian one to do the transfer?

    1. Avatar
      Jason

      So based on my calculations: I would open a US Gold and CAD Gold card because I want to eventually transfer to Aeroplan. I have to pay $250 US and $150 CAD to open both gold cards (~$480 CAD). I would then need to spend $4000 USD and $1500 CAD (~ $6,800 CAD) to get the welcome bonus which would eventually translate to 105,000 MR (1..33 USD/CAD). Now to spend that much I would most likely use Plastiq at around 2.75% so let’s say another $200 CAD. Also I would be spending that in Canada so the US Amex takes 2.5% extra (~$133 CAD). To fund USD, there will be around let’s say 1.5% cost (~ $65 CAD). So approximately $900 CAD of cost to get 105,000 Aeroplan points. Aeroplan is $0.03/mile which would cost $3,150. If they offer a 40% promotion, $1,890. So worst case scenario, you save around $1,000 and if you can manufacture $7K CAD in 6 months. But at this moment I paid most of my property tax and stuff so this is going to be a bit hard to do. Thoughts?

      1. Ricky
        Ricky

        The math is mostly correct except the US Gold Card has no FX fee (like most premium US cards), so that 2.5% extra wouldn’t be there. Also, once you factor in the points earned on minimum spending, you’re closer to 116,000 Aeroplan points, and perhaps more if you spend on the 4x/3x/2x categories.

        What you’ve described sounds like the classic trade-off between earning points the cheaper but more roundabout way (via signup bonuses, which does depend on your appetite/ability to spend) vs. purchasing them directly from the program. You’ll want to carefully think about your spending ability over the next three months and then only apply if you have a plan to meet the spending requirement. If you go ahead, I’d recommend starting with the US Gold Card, since there’s no telling how long this 60k offer will last, whereas the 30k offer on the Canadian Gold Card has been around for a long time.

        1. Avatar
          Jason

          Thanks for the responses.

          I wish someone could clarify FX rates and fees on credit cards. My understanding is that the card networks take 2.5% markup on SPOT live rates. Then the additional 2.5% for FX fees. The no FX fees cards do not charge the additional 2.5% so there is at least 2.5% no matter what. Anyone can confirm this? TIA.

          1. Avatar
            Annie

            I can confirm this, as I just opened the AmEx US Gold card and made my first purchase. The AmEx US Gold card does not charge FX rate at all, and actually gave me a very good, close to market FX rate:
            Actual charge: CAD 531.38
            Live rate on Google: USD 407.22
            Charged on my AmEx US Gold card: USD 407.63

            I also have the AmEx Canada Gold card. That card integrates 2.5% markup on live rate and does not charge you a separate additional FX fee. Example of my recent purchase on AmEx Canada Gold card:
            Actual charge: USD 100.00
            Live rate on that day: CAD 136.05
            Charged on my AmEx Gold card: CAD 139.57

            Hope this helps 🙂

            1. Avatar
              Jason

              Thanks Annie. That’s good rates but some of my other cards show amounts when making a purchase in local currency but then the statement shows up and they adjust the amount based on date posted and have to look up the rates again but seems like this is a good card for FX.

    2. Ricky
      Ricky

      Emily is correct, any Canadian MR card will do, and no need to cancel anything to do the transfer.

    3. Avatar
      Emily

      I think you just need a Canadian MR card open to do the transfer, and don’t need to cancel the US card for it.

      1. Avatar
        Jason

        Thanks, and I used your referral link so hopefully you get that.

        1. Avatar
          Emily

          Appreciate the gesture Jason! I did get the referral MR 😀

  27. Avatar
    Daniel Fradkin

    Guys so you still need US address and phone number to apply through Nova Credit?

  28. Avatar
    Lucas

    I’m seeing 6 months instead of 3. Anyone else?

    1. Ricky
      Ricky

      It’s six months. I thought I had corrected this earlier, but it should be corrected now.

  29. Avatar
    Kyle M

    Thanks for this hot tip Ricky! I was able to apply and get approved instantly, even on the weekend (I wish it was like thismore often in Canada!)

    Here’s a referral link that will work, if anyone feels generous to click on this one:

    http://refer.amex.us/KYLEMlQ61?xl=cp15

  30. Avatar
    Susan Martin

    You use the card in Canada though, right? Presumably it’s accepted at all the same places as Canadian Amex cards?

    1. Ricky
      Ricky

      Correct!

  31. Avatar
    Brent

    Rookie question: even if you apply through Nova Credit, do you still need to open up a US bank account to pay the monthly balances?

    1. Ricky
      Ricky

      That’s the recommended best practice. There are select Canadian bank accounts that can pay off US credit cards (for example, BMO’s top-tier banking package), but having a US bank account is still recommended for verifying your address with US issuers.

  32. Avatar
    Omar

    oops..never mind..found the answer! 🙂

  33. Avatar
    Omar Battistella

    one thing though…this card charges FEX fees right?

    1. Avatar
      Ron Sigal

      No, no foreign exchange fees. However you have to pay in US dollars, and may incur fees *to your Foreign exchange provider, not Amex()in the process acquiring them.

    1. Ricky
      Ricky

      If it worked for someone, I don’t see why not. Worse case you get one of them and have to wait ~3 months for the other.

    1. Ricky
      Ricky

      That’s always my pleasure!

  34. Avatar
    Sash

    Ricky, going through Nova does not give you the 60K offer, only the public 35K offer.
    What i suggest for those who wish to get this Gold card as their first US Amex is to apply through a referral link, call global transfer, and request them process the using the application you have already created. This will work

    1-800-711-5266

    1. Avatar
      Vik

      How would you suggest to apply this card for someone with no ITIN but already has existing US Amex cards? I couldn’t find this 60k offer when I try to login and apply. Do I still check no SSN while applying?

      1. Ricky
        Ricky

        Going for Round #2 of Nova Credit might work. The Reddit DP linked above seems to indicate this can be successful.

        1. Avatar
          Clinton

          Yes it works! Just did round #2 last friday along with round #1 on the same day

      2. Avatar
        Jeremy

        Curious to know this as well, I’m in the same boat.

    2. Ricky
      Ricky

      My understanding is that you’d click through the 60k referral offer first, then select I’m not a US cardholder but have Canadian credit, and Nova would take it from there.

    3. Avatar
      Peter

      Thank you Ricky for this blog (and all your blogs, in particular all the work you did on the new Aeroplan Program)!

      FYI, I signed up for my first ever AMEX (Canadian Gold) card thru your referral link about a month ago.

      Just used Sash’s (thank you Sash) referral link this morning and got approved for the AMEX (US Gold) card, including the 60,000 MR points.

      During the month of August I opened an RBC Cross-Border chequing account, changed my Canadian address online to a US address (wife’s brother). While getting approved this morning thru AMEX Global Transfer, the AMEX CSR called RBC in the USA. All three of us were on the phone while the RBC CSR confirmed my US address. It was as simple as that!

      Thank you so very much Ricky!!! With your invaluable information I’ve managed to sign up for three credit cards since July 23rd (Alaska WE, and AMEX Gold (CAD & US)), and amassed 30K AS miles, and 90K MR points.

      Yours gratefully, (a Miles & Points newbie)

      1. Avatar
        Max

        Doesn’t amex require the canadian cards to be open for atleast 3 months and in good standing before youre eligible for a global transfer?

      2. Ricky
        Ricky

        Love to hear success stories like this! 🙂

  35. Avatar
    Pablinho

    Thanks for sharing.
    My link for those looking to get this card soon:
    http://refer.amex.us/PABLOR7r1o?XLINK=MYCP

    Please be aware that the 60k offer doesnt popup at all times. If this is the case, try opening the link on a different browser or in incognito mode.

  36. Avatar
    Wrubel

    Ricky. I have 1 US credit card – have had for two months – but no ITIN. How would I go about getting this card? Many thanks.

    1. Ricky
      Ricky

      Going for Round #2 of Nova Credit might work. The Reddit DP linked above seems to indicate this can be successful.

  37. Avatar
    Peter

    Does anybody have an idea how long this offer might last, based on previous experience? I have a US address, but won’t be there until October to retrieve the mail… I presume they won’t mail the US card to a Canadian address

    1. Avatar
      Jay*

      @Peter, they do mail US cards to a Canadian address, depends on the reasoning :).

    2. Avatar
      Patti

      Another great option for using the US MR points is transfer to Asia Miles at 1:1.

      1. Ricky
        Ricky

        True, Patti. I’ll add that to the list.

    3. Avatar
      Pablinho

      No idea. It is the highest we’ve seen and i would be surprised if it lasts longer than a few weeks.

    1. Avatar
      Par

      Used your link and got approved. 🙂

  38. Avatar
    Andrew

    Your writing says $4000 USD within 3 months, but the screenshot of the offer says within 6 months

    1. Ricky
      Ricky

      6 months it is. That’s what I get for writing articles just before Happy Hour.

  39. Avatar
    Ced

    If you go on AMEX US in incognito mode, there is also an offer for the gold card of 35000 MR on the first 4000$ and 250$ on the first 2500$ but it’s not as good as the referral offer.

  40. Avatar
    John

    A note on the restaurant spend: it’s actually similar to the platinum. 1 cad = ~.75 usd. So the platinum earns 3.75x per USD on dining, vs. 4x for the us gold. A slight edge at current exchange rates, but not a large one. If the USD goes down the edge would grow.

    However, US Amex points are more valuable, so it depends on the expected use.

    Do you think repeat us to canada points transfers may trigger a shutdown of canadian accounts? Technically you’re not supposed to have accounts on both sides of the border. This is obviously not enforced, but such transfers might be a gaming signal used in future shutdowns.

    1. Ricky
      Ricky

      Yes, I’d definitely place a higher value on US MR points due the wider range of transfer possibilities, hence my recommendation for the US Gold over the Canadian Platinum.

      I personally doubt they’d take any issue with cross-border transfers: many individuals spend time on both sides of the border and have accounts in both countries, which I feel is the reason this feature is offered in the first place.

    2. Avatar
      Jordan

      You can only do a Canada-US MR transfer once per year anyways. Kind of hard to get shutdown based on an annual datapoint.

Ricky

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