Aeroplan Elite Status: How Much Is It Worth? (Part 1)

Launched in November 2020, Aeroplan Elite Status is Air Canada’s refreshed elite program and the successor to Air Canada Altitude.

While we’ve previously covered the benefits and privileges of Aeroplan Elite Status, in this post I wanted to sit down and think about how much I’d personally value the benefits associated with each status level, in order to help you decide whether it’s worthwhile to pursue status in earnest.

Given that there are five Aeroplan Elite Status levels for us to assess, I’m splitting this post into two parts: today, we’ll tackle the valuations of Aeroplan 25K, 35K, and 50K Status, while in the next installment we’ll look at the remaining status levels of Aeroplan 75K and Aeroplan Super Elite.

In This Post

How I Think About These Valuations

It’s important to note that the true valuation of Aeroplan Elite Status perks and benefits will of course be subjective to every individual, and will depend on the individual’s travel patterns and likelihood to maximize each of the benefits.

I’ll be valuing the status benefits from the perspective of what I’d consider the average Prince of Travel reader, which largely reflects my own travel patterns and preferences, such as:

  • Endeavouring to redeem Aeroplan points for flying in business class on international flights, whenever possible

  • Being content to travel in economy class within North America and save their points for more valuable redemptions internationally

  • Travelling relatively frequently, to the tune of, say, three international round-trip flights and five North American round-trip flights per year

You might then scale these valuations up or down depending on your own travel patterns. For example, if you travel more or less frequently than what’s described above, you might raise or lower the valuations accordingly.

Meanwhile, if you mainly travel in economy class on international flights, then you’d get even more value out of Aeroplan Elite Status (since its perks often overlap with what’s offered by a business class ticket), so you’d scale up the valuations accordingly.

These valuations assume that you redeem miles for business class on international flights, whenever possible.

We assume that you redeem points for business class on international flights, whenever possible

Aeroplan 25K: Solid Introductory Benefits

Let’s begin with the benefits offered by the entry-level Aeroplan 25K status. Remember, if you don’t currently have any elite status, then you’ll be able to earn Aeroplan 25K by racking up 100,000 Aeroplan points through eligible sources via Everyday Status Qualification, or by spending $10,000 on a premium Aeroplan credit card in the fall of 2021.

Priority contact centre

I don’t value this benefit too highly, since I’m not calling Air Canada day and night. I might call Air Canada a handful times over the course of a year, saving myself an hour or two in the process, so I’d probably value this benefit at $50/year.

Priority reservation waitlist

While I wouldn’t expect to take advantage of this benefit on most trips, I can see it coming in handy in an IRROPS scenario when I need to be booked on the next flight. Let’s call it $50/year.

Priority seat selection

Without pulling off funny tricks for selecting priority seats for free, I’d probably find plenty of value in being able to secure extra legroom at the front of the plane when flying in economy within North America, so I’d value this benefit at $50/year.

Priority airport check-in

I usually check in online, but even then, I like to pick up a paper boarding pass at the airport if possible. It’s always nice to have the priority check-in queue when I’m not flying in business class, especially if there’s a long wait at the regular queue, so I’d value priority check-in at $40/year.

Air Canada priority check-in

Air Canada priority check-in

Priority airport standby

This isn’t really important to me, since I usually try to make sure I book the correct ticket ahead of time. The only time I’ve taken advantage of standby is when I’d like to reach somewhere sooner, but it’s not necessary that I do so. Because it’s not necessary and simply would be nice to have, let’s call it a token amount of $20/year.

Priority Zone 2 boarding

This is quite a valuable benefit that allows you to access overhead bin space in advance of other passengers and avoiding having to gate-check your bag. I’d say $100/year is probably fair.

25K members get Priority Zone 2 boarding

Complimentary checked bags (two pieces at 23kg each)

Without status, Air Canada charges $30 for the first bag and $50 for the second bag for trips within North America. If we assume that you check an average of 0.5 bags per trip (that is to say, sometimes you check a bag, whereas other times you’re able to limit yourself to a carry-on) on a total of five round-trips (which makes for 10 individual journeys), that adds up to $150/year.

Note that core-level Aeroplan co-branded credit cards (such as the TD Aeroplan Visa Infinite) also provide a free first checked bag as part of their benefits, so if you’re a cardholder who already gets a free checked bag, you’d discount this status benefit accordingly.

20 eUpgrade credits

Under the transformed Aeroplan program, eUpgrades have taken on much greater significance, as they provide a useful defence factor against Aeroplan’s unpredictable dynamic pricing model.

eUpgrades are best redeemed when combined with the “Latitude Attitude” strategy of booking Latitude Economy fares using Aeroplan points and then confirming an instant upgrade into business class. A set of 20 eUpgrades would allow an Aeroplan 25K member to upgrade a total of five transcontinental flights within North America over the course of the year (since each upgrade requires 4 eUpgrade credits on this route). 

eUpgrades allow you to book business class in spite of Aeroplan’s dynamic pricing

Now, we’ve previously conducted in-depth valuation exercises of eUpgrades in three scenarios:

  1. When redeeming Aeroplan points and then upgrading to business class
  2. When purchasing cash fares and then upgrading to business class
  3. When upgrading to premium economy

Most Aeroplan members who are looking to optimize their eUpgrades for heavily discounted travel would likely fall into the first bucket.

In that exercise, we had arrived at a valuation of $60 per eUpgrade credit as a ballpark number – thus pegging an allotment of 20 credits at a total valuation of 20 × $60 = $1,200.

25K Select Benefits

Aeroplan Elite Status members get to choose Select Benefits every year that are over and above the Core Benefits that they receive.

As a 25K member, you get to choose 2 out of 3 among the following:

  • Five extra eUpgrade credits
  • Two one-time Maple Leaf Lounge passes
  • 25% bonus Aeroplan points on your paid flights with Air Canada and select Star Alliance partners

For most travellers, I reckon the first two choices would be the most worthwhile.

Now, five extra eUpgrade credits allows you to unlock a sixth instant upgrade to business class on a transcontinental flight. However, taking the full set of 25 eUpgrade credits together, you also have the possibility of upgrading on a long-haul international Air Canada flight at 11 eUpgrade credits per direction.

Based on our previous valuation exercise, the extra five eUpgrade credits can be valued at roughly 5 × $60 = $300.

Then, the two one-time Maple Leaf Lounge passes should come in handy at some point along your travels, perhaps when you’re flying in economy class on a simple short-haul trip. I’d value them at $30 apiece, for a total of $60 – bringing the total valuation for the Aeroplan 25K Select Benefits to $360.

Adding it all up, we arrive at a valuation of $2,020 for one year’s membership as an Aeroplan 25K.

Aeroplan 35K: Small Improvements

Next up is Aeroplan 35K, the second-lowest elite level within the program. 35K is widely regarded as being barely much of an improvement upon 25K, so does that reputation hold true when we take a closer look at the benefits?

To begin, note that 35K members enjoy all of the privileges associated with 25K. We’ll begin with the $2,020/year valuation from before, and then think about any incremental benefits that 35K offers.

Third checked bag at 32kg

After the first and second checked bags, Air Canada usually then charges heftier fees for “additional bags” at $105 per bag.

While this benefit can therefore easily be worth hundreds of dollars if you routinely check three bags when you travel, we must accept that most people will rarely need to do so.

I think, on balance, the incremental bag allowance can be valued at $100/year for the rare occasions when you might need it.

Priority security clearance at Canadian airports

This benefit can be replicated at Toronto Pearson by holding the Amex Platinum or Amex Business Platinum; at Montreal Trudeau, Vancouver, Ottawa, or Toronto Billy Bishop by holding a Visa Infinite Privilege credit card; and at all Canadian airports by holding a NEXUS card.

Therefore, I’d value this benefit around the same as the cost of getting a NEXUS at $60/year, keeping in mind that the value can be justified multiple times over by even a single instance in which you’re late to the airport and manage to catch your flight thanks to your priority security clearance.

Priority security queue at Toronto Pearson

Priority security queue at Toronto Pearson

Domestic and transborder Maple Leaf Lounge access

This is a very useful benefit for a traveller who primarily flies in economy class within Canada and the US, who wouldn’t otherwise be entitled to lounge access.

If you took advantage of it at every opportunity throughout the year, I think $150/year would be a fair valuation.

Of course, this benefit can also be replicated by holding a premium Aeroplan credit card, so it’d be worth $0 to you if you’re a premium cardholder in addition to an Aeroplan 35K member.

Elite 35K members get access to domestic and transborder Maple Leaf Lounges

Aeroplan 35K members get access to domestic and transborder Maple Leaf Lounges

35K Select Benefits

You get to choose 1 out of 2 out of the following:

  • 10 extra eUpgrade credits
  • 35% bonus Aeroplan points on your paid flights with Air Canada and select Star Alliance partners

Given the utility of eUpgrades, I’d place a greater emphasis on the 10 extra eUpgrade credits, which combines with your base-level 20 for a total of 30 eUpgrade credits in the year. 

Having 30 eUpgrades opens up the possibility of redeeming them on an even longer long-haul round-trip with Air Canada (such as to Asia or the Middle East), which requires 13 eUpgrade credits to upgrade from Latitude Economy into business class per direction. 

Based on our previous valuation exercise, the incremental five eUpgrade credits (compared to the 25 eUpgrades you get as an Aeroplan 25K member) can be valued at roughly 5 × $60 = $300.

35K Priority Rewards

Earning Priority Rewards under the new Aeroplan program is tied to your Status Qualifying Dollars (SQD).

Technically, it’s possible to earn Priority Rewards as a 25K member too. But since 25K status requires only 3,000 SQD and you don’t earn your first Priority Reward until you earn 4,000 SQD, most elite members will probably only earn Priority Rewards when they achieve 35K status.

As a 35K member, you’re likely to have earned one Priority Reward voucher at the 4,000 SQD level. You can redeem this for 50% off an Aeroplan award in economy class within Canada and the US.

There are a couple of different ways you could redeem this:

  • Get 50% off a simple round-trip in economy class within continental North America at around 25,000 points, thus saving around 12,500 points
  • Get 50% off a dynamically priced round-trip in economy class within continental North America at around 50,000 points, thus saving around 25,000 points
  • Get 50% off a round-trip in economy class to Hawaii at around 40,000–50,000 points, thus saving around 20,000–25,000 points
  • Get 50% off a Latitude Economy flight on a widebody aircraft (with the intention of using eUpgrades for an instant upgrade into a lie-flat seat) at around 50,000 points, thus saving around 25,000 points

On average, a Priority Reward voucher at the 35K level might save you about 25,000 Aeroplan points, which we’d value at $525 based on our Points Valuations.

Adding the values of the 35K benefits to the incremental benefits of 35K, we arrive at a valuation of $3,155 for one year of Aeroplan 35K.

Aeroplan 50K: Star Alliance Gold Gives More Weight

Mid-range Aeroplan Elite Status is known as Aeroplan 50K, and is the first status level that corresponds to Star Alliance Gold, giving you access to a similar level of benefits when travelling with other Star Alliance members across the world. So how does this development translate into our valuation of 50K status?

As before, we’ll take the $3,155/year valuation of 35K and build upon it using the incremental benefits of 50K.

Maple Leaf Lounge access

As an Aeroplan 50K member, you and your immediate family get access to all Maple Leaf Lounges, including international ones, compared to only domestic and transborder lounges (with no guest privileges) as a 35K.

Having said that, if you primarily travel in business class internationally, then you’d get lounge access before your flight anyway, so I’d restrict my valuation of this incremental benefit to another $150/year, with the understanding that it’d be higher if you primarily travel in economy class internationally.

Note that even if you were a premium Aeroplan credit card holder, this benefit would still have some incremental value, since your premium credit card only gives access to Maple Leaf Lounges within North America (and in the case of CIBC and Amex, with one guest rather than your entire immediate family).

Elite 50K members get access to international Maple Leaf Lounges as well

Elite 50K members get access to international Maple Leaf Lounges as well

One more Maple Leaf Lounge guest pass

As a 50K, you get three one-time Maple Leaf Lounge passes per year, instead of two.

However, you’re already able to access lounges on your own and with family members, so these extra passes are really only useful for bringing in guests who aren’t your family members.

I guess you could always gift these guest passes to others, especially as they now sit in your Aeroplan dashboard as digital access. Let’s call it an extra $20 towards the valuation.

Air Canada Cafe access

Elite 50K is the first level where you get complimentary access to the Air Canada Cafe in addition to Maple Leaf Lounges. There’s only one Air Canada Cafe at the moment in Toronto, although Air Canada intends to roll out more locations as time goes by.

While the Cafe is an interesting concept, I don’t find it to be materially better than Maple Leaf Lounges, so this is a token value of $50/year to me.

Star Alliance Gold lounge access, with one guest

Assuming that most of your international travel is in business class and already comes with lounge access, the incremental benefit here is that you’re allowed to bring in one guest with you to the lounge.

In addition, select lounges around the world have separate spaces for Star Alliance Gold members that are usually nicer than the spaces for business class passengers – one example is the Whisky Club at the Swiss Senator Lounge in Zurich.

Plus, Star Alliance Gold is always a good fallback option for lounge access in case you can’t find business class award space and are stuck in economy. $200/year would be my rough valuation, again with the understanding that it’d be higher if you primarily travel in economy class internationally.

Get access to the Whisky Club 28/10 by Swiss with Star Alliance Gold

Get access to the Whisky Club 28/10 by Swiss with Star Alliance Gold

Alliance-wide priority check-in, baggage, security, standby, and three checked bags

As a Star Alliance Gold member, all of these benefits which we discussed previously are now valid on Star Alliance flights, not just Air Canada flights.

These benefits largely overlap with those of a business class ticket, but will definitely prove useful on the occasions when you find yourself in economy class. I’d peg these benefits at $200/year for those who frequently redeem points for business class, with further potential upside otherwise (as above).

50K Select Benefits

You get to choose 2 out of 4 among the following:

  • 20 eUpgrade credits
  • Two Status Passes
  • 50% bonus Aeroplan points on your paid flights with Air Canada and select Star Alliance partners
  • A lower requalification level the following year

The first two options probably provide the highest tangible benefit. The extra 20 eUpgrade credits would combine with your base allotment of 20 for a total of 40 eUpgrade credits, allowing you to upgrade 10 transcontinental flights, up to three long-haul flights, or some mix of the two.

Based on our previous valuation exercise, the incremental 10 eUpgrade credits (compared to the 30 eUpgrades you get as an Aeroplan 35K member) can be valued at roughly 10 × $60 = $600.

The value of a Status Pass is quite subjective. With a free checked bag, priority airport services, and Maple Leaf Lounge access for any fellow passenger of your choosing and up to eight other passengers on the same reservation, the realized value could fluctuate anywhere in the three- or four-figure range.

Conservatively, though, I think a valuation of $100 per Status Pass is fair, especially if you can bestow the benefits to someone close to you who happens to be travelling as a larger group. After all, I’ve always found immense satisfaction in sharing the incredible benefits of the game we play with our closest loved ones.

Adding together the two optimal Select Benefits, and we’ve got a total valuation of $800 for this bundle.

50K Priority Rewards

As a 50K member, you are still likely to have earned one Priority Reward vouchers (since 50K requires 6,000 SQD, whereas a second Priority Reward voucher is unlocked upon reaching 7,000 SQD).

However, you now have the ability to redeem your Priority Reward voucher on economy class and premium economy flights to all destinations in North America, including Sun destinations. 

Certainly, the optimal use-case is to book a premium economy flight to somewhere like Mexico or the Caribbean, which can price out anywhere in the range of 40,000–80,000 points round-trip (thus saving you 20,000–40,000 points).

(Sometimes, premium economy ends up being either surprisingly cheap or surprisingly expensive under Aeroplan’s dynamic pricing model, too, which can skew the calculations here.)

50K members can redeem Priority Rewards on premium economy flights

Factoring in the ability to combine a 50%-discounted Aeroplan redemption with eUpgrades to upgrade into business class, and let’s call it an average savings of 30,000 Aeroplan points, which we’d value at $630. The incremental value compared to the 35K Priority Reward voucher is therefore $630 – $525 = $105.

Putting it all together, we arrive at a total valuation of $4,680 for the year as an Aeroplan 50K member.


In assessing the value of the first three Aeroplan Elite Status tiers based on their individual benefits, we’ve arrived at rough valuations of $2,020, $3,155, and $4,680 per year for Aeroplan 25K, 35K, and 50K respectively.

Obviously there’s a lot of room for the valuations to swing up or down based on your individual travel patterns. But overall, I think these valuations make for reasonable “fair values” that fall somewhere in-between the price at which Air Canada would be willing to sell them outright, and the price at which we as savvy travellers would be willing to buy them outright.

Looking at the Status Qualifying Dollars (SQD) requirements for achieving each status level, Air Canada would like to see members spending $3,000, $4,000, and $6,000 to be granted these three status levels.

Meanwhile, I don’t think I would personally pay $2,020, $3,155, and $4,680 to buy these statuses outright, but I’d definitely jump at the opportunity to unlock them for cheaper, as is currently possible via the Spend Your Way to Elite Status promotion.

Stay tuned for the second part of our valuations, in which we’ll establish some dollar values for the lofty benefits of Aeroplan 75K and Super Elite.

  1. Ed

    Can you clarify why you seem to discard the % bonus Aeroplan points select benefits? It seems to me that a 50% bonus to points would quickly be more valuable than the flight passes at even a moderate level of points earned.

  2. Mike

    If I flew from yyj to yul and oaid cash for my family of 4 with would cost me $4016 round trip. But i didnt fly the milea to reach 25k status but soend 4k for the SQD. Would I still get priority reward voucher without having 25k status?

  3. BR

    I am not sure how you are booking flights but I have always been charged 8 e-credits for domestic flights. And I have found that even with the new status passes the redemption has been less than exemplary as I have had to pay double the booking fees and double the points used based on fare redemption prior to this new program. BTW I have been an Altitude 100k member for the last 6 years even through the covid I have managed to earn this distinction the old fashion way ie flights. I would verify you valuations as they seem well off the mark.

  4. Amie

    Whew, glad I had this post to read since I’m on the cusp of hitting the 10k min spend for the 2021 promotion to upgrade to 35k. When you lay it all out though, it seems as though having Amex Reserve already covers most of the major perks of 25k-35k – minus the Select Benefits from AP/AC and the Priority Reward on qualification, right?

    1. Ricky YVR

      Those ones, as well as the most major benefit as reflected by the numbers, which is the 20 base eUpgrades per year for all elite members (plus the 5 or 10 for 25K or 35K members via Select Benefits).

  5. DMoon

    The last few times I went to domestic terminal 1 YYZ this year, the priority security was handled by a gate that reads a boarding pass with no attendant to look over your credit card like back in 2019 and prior. Given this and how busy security line up can get, I’d value priority security offered by 35k and up to be HUGE, especially for economy tickets.

    (This is assuming AC hasn’t somehow added in some system which can tell you paid with a plat card/premium AP card and will mark the ticket with priority security access).

    1. Ricky YVR

      The system should definitely be able to tell if you’re a premium credit card holder, and I assume that is coded into the automated security gates too. I’m not sure what happens with the Platinum Card, though, since that’s always been a “flash your card” situation (and even expired cards would work in the past). Curious to see how it all works the next time I pass through YYZ.

  6. Lance

    For the Core Privileges – are they extended to passengers whom the status-holder books flights for?

    1. Ricky

      I’d be happy to be proven wrong but I believe it’s only the status holder themselves.

  7. RonJames YYZ

    Hey Ricky,

    Would you be able to elaborate more on the possible connection between Aeroplan and the Altitude program? This would insinuate that it could be beneficial to have P25K status when Air Canada revamps Aeroplan this summer.


    1. Ricky

      Hi James,

      It’s been alluded to that some of the new Aeroplan credit cards will incorporate status as part of the perks/features, potentially with a spending threshold to qualify for some lower-tier or mid-tier status. That’s why I say that the new loyalty program and elite program should be more closely intertwined when they launch.

  8. Ryan Ibbott

    I have seen references in prior posts that TD Visa Infinite Privilege has generated Prestige 25K for cardholders. So my question is…….if I were to apply and receive the TD VIP, does it still generate Prestige 25K AND then would it be eligible for the bump to Prestige 35k with the transfer of 50000MR points? Much thanks in advance.


    1. Ryan Ibbott

      Sorry that last sentence should have read: if I were to apply and receive the TD VIP, does it still generate Prestige 25k AND then would it be eligible for the bump to Prestige 35K with the transfer of 250K into my Aeroplan account. Pardon the typo.

  9. Francis

    The thing is you need to obtain 2c or more with the new amex promotion to make it worthwhile. I doubt a dynamic pricing will give more that 2c a point for NA redemption.

  10. les dorgo

    Star Alliance Gold lounge access, with one guest! you can buy that with an air Canada or united lounge membership. the air Canada world wide one 665.00.

  11. young

    Hi, Ricky.

    I am one of subscribers of Youtube channel. First of all i would like to express my big gratitude of what you are offering to people. It is really informative !!. I would like to ask a quick question about what you mentioned Expedia cancellation when fulfilling minimum spending for credit cards welcome bonus points . Let’s say i follow what you suggested, I make a booking and get the welcome bonus points. If i cancel the booking with free of charge once confirm that i got the bonus points, will the credit card provider track me down and cancel the welcome bonus points that they gave me? or it does not matter since they already issue the welcome bonus points?
    I would like to hear your opinion about this trick you talked in the video

    Thank you

  12. les dorgo

    When you are in Germany with LH as a star gold you check in with the first class customers not the business class customers. In Munich during Oktoberfest the line to check in for business was 20 min star gold was 2 min. Wait times for security over an hour for economy 30 min for business and 15 min for star gold no wait for first class. For united I have been given free upgrades to premium seats that there gold members get. When your bag gets lost as a start gold some places you are served ahead of business class and/or your paper work done when you land saving you alot of time.

    1. Ricky

      Thanks for your input Les. The First Class check-in counters (even if you’re in economy!) is another great benefit of Star Alliance Gold, as are the other more intangible benefits you mentioned.

  13. PrincessOfPoints

    I have 25k status this year. To be honest not sure why air Canada gifted it to me because I certainly didn’t have enough flights, miles or money to qualify. My theory is cibc visa privilege helped. Anyway from the 25k status I used 11 ecredits in February to upgrade a yyz-lax economy aeroplan ticket to a business class seat on the Dreamliner plane which was sweet. Wondering if trying for the additional Eupgrade credits at 70k miles in the current offer or the 250k miles for 75k elite statusis worth it. I don’t think it is but it seems intriguing to get the status and test out :).

    1. Ricky YVR

      It does sound like Visa Infinite Privilege cardholders received Prestige 25K on an unannounced basis at some point in late 2019.

      Glad to hear you were successful with the eUpgrades! For clarity, earning 250k miles under Travel at Home would only bump you up to Elite 35K, not Elite 75K. The additional eUpgrades at 70k miles might be the more worthwhile goal.

      1. PrincessOfPoints

        Thanks. I’d been considering the 70k and will go for it. I’ve registered my 9 year old for the promotion but I have to figure out getting her the 50k miles. I registered a Marriott account. But can only transfer points to accounts open for 60 days. Any suggestions or ideas on this welcomed.

  14. Q

    I believe Prestige 25K only allows 2 free checked bags up to 23kg each.

    1. Ricky

      Thanks for the correction.

  15. Chris

    Small note: the zone 2 boarding for holding the TD Aeroplan Infinite only applies to redemption flights (versus the VIP which applies to all flights). That might change the calculation slightly on the P25K slightly (but maybe just slightly).

    The funny thing about the priority call centre line is that it’s basically useless until it’s not, and then it’s really valuable – like say you’re in the mid-west US in January and your flight back to YYZ was just cancelled and there was a massive snowstorm the day before and you and thousands of other people are jamming the call centre lines to rebook. When you actually need it, it’s really valuable being able to get a new flight locked in before most of the people on the flight.

    1. Kevin

      Hahaha, so true. In Janurary on a mrtw, I was stuck in Tokyo with a Y leg in UA when BR J opened up 4 hours before departure. I was on hold with Aeroplan for 2 hours in the hotel lobby before forced to give up and catching the train to Narita arriving barely in time for the Y leg.

      I would have easily given $200 to get that BR flight.

  16. Mer

    A little high in valuation. I would discount it in half, at least, since I don’t value any of the priority stuff and only count the actually savings of $$.

    1. Mike

      I find the valuations quite conservative. I can easily eat and drink more than $20 in a single lounge visit. ????

      1. Ricky

        And there’s the subjectivity of this exercise, in a nutshell.

    2. Ricky YVR

      While I understand where you’re coming from, focusing only on $ savings is oversimplistic in my view.

      You might not value priority perks from the outset, but come the rare occasion when you’re late to the airport and you’d catch your flight with priority security but be out several hundred dollars otherwise, then you’d be willing to pay for priority perks in that moment.

      Thus, the best way to value this stuff would be to think about the % of time that the perks would come in useful and balance that against their value to you in those situations.

Ricky Zhang

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