Author: Kirin

Charming Your Way Out of Annual Fees
Miles & Points Feb 11, 2021

With a bit of assertive persuasion, you can convince your bank to waive fees. Here are some scripts and strategies...

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The Primer to Avoiding Annual Fees
Miles & Points Dec 11, 2020

Like you, Kirin hates paying annual fees. Here are his four primary strategies for dealing with annual fees: avoiding, mitigating,...

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MythBusters: American Express US
Miles & Points Dec 2, 2020

Kirin takes a Mythbusters approach to American Express US credit cards and charge cards. What are the most common myths...

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4 Low-Fee Credit Cards to Consider in 2021
Miles & Points Jan 8, 2021

Hello again, Miles & Points enthusiasts! It’s a new year, and that means it’s time to be on the lookout...

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A Closer Look at Unorthodox Hotel Redemptions
Miles & Points Oct 21, 2020

Kirin shares with us a few of his favourite unorthodox ways to redeem points for hotels, from the potentially underrated...

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Airbnb… or Air Buyer ‘n’ Beware?
Travel Talk Sep 30, 2020

Kirin shares his thoughts on Airbnb as a lodging service: what are the pros and cons of the service from...

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New Aeroplan: The Budget Traveller’s Perspective
Miles & Points Sep 9, 2020

Kirin shares his take on the new Aeroplan program from a more frugal traveller's perspective. How will budget-conscious Aeroplan members...

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The Triangle Credit Cards by Canadian Tire
Miles & Points Aug 7, 2020

While they aren't the flashiest cards on the market, Canadian Tire's CTFS Triangle credit cards should not be overlooked, given...

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“Do You Take Amex?”
Miles & Points Jul 2, 2020

Kirin debuts with a think-piece on our favourite question to ask when we pay for stuff. Why do some merchants...

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Hanged, Drawn, and Quartered: Signup Bonuses and the Fiscal Year
Miles & Points Jul 16, 2020

Kirin explores the driving forces behind the rather depressing reduction in Canadian credit card signup bonuses across the board recently,...

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