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HSBC World Elite® Mastercard®

HSBC Credit Card

HSBC World Elite Mastercard

Earn points on (almost) everything, then reward yourself to make your down time the best of times.
  • Primary Cardholder Annual Fee: $149
  • Annual Interest on Purchases: 20.99% (19.9% for Quebec residents)
  • Annual Interest on Cash Advances and Balance Transfers: 22.99% (21.99% for Quebec residents)
  • Supplementary card annual fee: $0 per card

Rates and fees

 

Enjoy an annual fee rebate if you’re an HSBC Private, Premier, or Advance client*.

About this card

Rewards and benefits

  • No foreign transaction fees1
    Save on all your foreign currency purchases (even online) with no additional foreign currency conversion charges. Only the exchange rate will apply.
  • HSBC World Elite Rewards Program
    Earn 3%2 in travel rewards on all eligible travel purchases3 (6 points per $1); 2% in travel rewards on all eligible gas, grocery, and drugstore purchases4 (4 points per $1); and 1% in travel rewards on all other eligible purchases5 (2 points per $1).

Travel benefits6

  • $100 annual travel enhancement credit7
    Redeemable towards select airline seat upgrades, airline baggage fees and airport lounge passes.
  • Extensive insurance coverage8
    Enjoy longer trips with greater peace of mind, with Emergency Travel Medical Insurance8, Flight Delay Insurance8, Baggage Delay/Loss Insurance8, and much more.

Using your card

  • 24 hour worldwide assistance9
    With an Emergency Cash Transfer to a maximum of $5,000 if your card is lost or stolen.
  • Security and convenience
    With Apple Pay10, Tap & go and Zero liability11 protection for unauthorized use of the card.

Winner of “Best Mastercard in Canada 2022” by Prince of Travel

Winner of “Best No FX Credit Card in Canada 2022” by Prince of Travel

Winner of “Best No FX Fee Credit Card 2023” by Milesopedia

Winner of “Top No Foreign Transaction Fee Credit Card 2023” by Rewards Canada

Winner of “Best Foreign Transaction Credit Card 2023” by Frugal Flyer

More benefits of HSBC World Elite Mastercard

With the HSBC World Elite Mastercard, you earn 3%2 in travel rewards on all eligible travel purchases3 (6 points per $1); 2% in travel rewards on all eligible gas, grocery, and drugstore purchases4 (4 points per $1); and 1% in travel rewards on all other eligible purchases5 (2 points per $1).

Enjoy maximum flexibility and redeem13 your Points on your terms for:

  • Travel
  • Gift cards and valuable merchandise
  • Financial rewards
  • Rewards for miles

Please visit our HSBC rewards website rewards.hsbc.ca for more information.

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